Facing Economic Uncertainty? Here’s Why You Need a Cash Buffer

Lately, I’ve been having a lot of conversations that start with:

“What is going on with the market right now?”

And honestly? It’s a fair question. Between rate cuts being teased and then delayed, persistent inflation, layoffs in big-name companies, tariffs, and overall uncertainty… it’s a weird time. Even people who normally don’t stress about money are feeling a little unsettled.

Here’s what I keep coming back to: having a cash buffer matters more than ever.

I’m not talking about stock picks or timing the market—I mean having a safety net. A few months of expenses tucked away. Just knowing it’s there can take a weight off your shoulders.

When everything feels out of your control, that bit of breathing room can make all the difference. It helps you pause, think clearly, and avoid making decisions out of fear.

No one knows exactly where the economy’s headed—but having a little financial cushion? That’s something you can control.

If this year’s volatility has you rethinking your setup, that’s totally valid. A small step now could give you a lot more peace later.